:root{--blue:#153A49;--blue-deep:#0E2B36;--gold:#B19A6E;--grey:#E6E6E6;--paper:#F7F7F5;--white:#fff;--text:#26373E;--muted:#65747A;--line:#DDE1E2;--soft:#F1F1EE;--shadow:0 18px 50px rgba(21,58,73,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--text);font-family:"Maven Pro",Arial,sans-serif;line-height:1.62;-webkit-font-smoothing:antialiased}a{color:inherit}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}.container{width:min(1160px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:999;background:#fff;padding:10px 14px;color:var(--blue)}
.topbar{position:sticky;top:0;z-index:50;background:rgba(247,247,245,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(221,225,226,.9)}.topbar .inner{min-height:76px;display:flex;align-items:center;gap:26px}.logo{width:220px;flex:0 0 auto}.logo img{width:100%;height:auto}.nav{margin-left:auto;display:flex;align-items:center;gap:24px}.nav a{text-decoration:none;color:var(--blue);font-size:.87rem;font-weight:500}.nav a:hover{text-decoration:underline;text-underline-offset:5px;text-decoration-color:var(--gold)}.header-contact{text-decoration:none;border:1px solid var(--blue);color:var(--blue);padding:10px 14px;font-size:.82rem;font-weight:600}.menu-btn{display:none;background:none;border:0;color:var(--blue);padding:8px;font-size:1.35rem}
.hero{background:linear-gradient(125deg,var(--blue),var(--blue-deep));color:#fff;padding:86px 0 76px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:58px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.72rem;font-weight:600;color:var(--gold)}.hero h1{font-size:clamp(2.7rem,6vw,5.15rem);line-height:1.01;letter-spacing:-.055em;margin:12px 0 22px;max-width:780px}.hero .lead{font-size:1.08rem;color:rgba(255,255,255,.75);max-width:690px;margin:0 0 28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;padding:14px 18px;font-weight:600;font-size:.88rem;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--gold);color:var(--blue)}.btn-light{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}.btn-outline{border-color:var(--blue);color:var(--blue);background:transparent}.btn:hover{transform:translateY(-1px)}
.hero-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.13);padding:30px 28px;position:relative}.hero-panel::before{content:"";position:absolute;left:0;top:0;width:4px;height:100%;background:var(--gold)}.hero-panel h2{font-size:1.25rem;margin:0 0 10px}.hero-panel p{color:rgba(255,255,255,.67);font-size:.9rem;margin:0 0 22px}.hero-list{display:grid}.hero-list a{display:flex;justify-content:space-between;gap:18px;padding:12px 0;text-decoration:none;border-top:1px solid rgba(255,255,255,.12);font-size:.9rem}.hero-list span:last-child{color:var(--gold)}
.trustbar{background:#fff;border-bottom:1px solid var(--line)}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}.trustitem{padding:18px 20px;border-right:1px solid var(--line)}.trustitem:last-child{border-right:0}.trustitem strong{display:block;color:var(--blue);font-size:.92rem}.trustitem span{display:block;color:var(--muted);font-size:.78rem;margin-top:3px}
section{padding:68px 0}.section-head{max-width:790px;margin-bottom:30px}.section-head h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;letter-spacing:-.04em;color:var(--blue);margin:8px 0 12px}.section-head p{margin:0;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.area-card{min-height:270px;background:#fff;border:1px solid var(--line);padding:26px;display:flex;flex-direction:column;text-decoration:none;transition:.18s ease}.area-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.area-card .n{font-size:.7rem;letter-spacing:.12em;color:var(--gold);font-weight:600}.area-card h3{font-size:1.22rem;color:var(--blue);margin:14px 0 9px;line-height:1.3}.area-card p{font-size:.88rem;color:var(--muted);margin:0 0 18px}.area-card b{margin-top:auto;color:var(--blue);font-size:.8rem}.soft{background:var(--soft)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}.content-block h2{color:var(--blue);font-size:2rem;line-height:1.18;margin:0 0 14px}.content-block p{color:var(--muted)}.steps{display:grid;gap:12px}.step{display:grid;grid-template-columns:44px 1fr;gap:15px;padding:15px 0;border-top:1px solid var(--line)}.step span{color:var(--gold);font-weight:600}.step strong{display:block;color:var(--blue);font-size:.92rem}.step small{display:block;color:var(--muted);margin-top:3px}
.tool-card{display:grid;grid-template-columns:1.1fr .9fr;background:var(--blue);color:#fff;overflow:hidden}.tool-copy{padding:42px}.tool-copy h2{font-size:2.3rem;line-height:1.08;margin:10px 0 13px}.tool-copy p{color:rgba(255,255,255,.72);max-width:680px}.tool-meta{background:rgba(255,255,255,.06);padding:36px;display:grid;align-content:center;gap:13px}.tool-meta div{padding:12px 0;border-top:1px solid rgba(255,255,255,.13)}.tool-meta strong{display:block;font-size:.9rem}.tool-meta span{display:block;color:rgba(255,255,255,.58);font-size:.78rem;margin-top:3px}
.editorial-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px}.editorial-card{background:#fff;border:1px solid var(--line);padding:28px}.editorial-card h3{color:var(--blue);margin:0 0 8px}.editorial-card p{color:var(--muted);font-size:.9rem}.link-list{display:grid}.link-list a{padding:13px 0;border-top:1px solid var(--line);text-decoration:none;color:var(--blue);font-weight:500}.local-strip{background:var(--blue);color:#fff;padding:34px 0}.local-strip .inner{display:flex;align-items:center;justify-content:space-between;gap:28px}.local-strip h2{margin:0;font-size:1.6rem}.local-strip p{margin:5px 0 0;color:rgba(255,255,255,.7);font-size:.88rem}.contact-section{padding-top:0}.contact-box{background:#fff;border:1px solid var(--line);display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:36px}.contact-box h2{margin:0;color:var(--blue);font-size:2rem}.contact-box p{margin:8px 0 0;color:var(--muted);max-width:700px}
.footer{background:#fff;border-top:1px solid var(--line);padding:34px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:30px}.footer-logo{width:220px;margin-bottom:14px}.footer p,.footer a{font-size:.78rem;color:var(--muted)}.footer h4{font-size:.8rem;color:var(--blue);text-transform:uppercase;letter-spacing:.08em;margin:0 0 10px}.footer-links{display:grid;gap:7px}.footer-links a{text-decoration:none}.footer-bottom{border-top:1px solid var(--line);margin-top:24px;padding-top:17px;font-size:.72rem;color:#7a868a}
.page-hero{background:var(--blue);color:#fff;padding:62px 0}.page-hero h1{font-size:clamp(2.3rem,5vw,4.2rem);line-height:1.04;letter-spacing:-.045em;margin:10px 0 15px;max-width:870px}.page-hero p{max-width:760px;color:rgba(255,255,255,.72);margin:0}.article{background:#fff;border:1px solid var(--line);padding:38px}.article h2{color:var(--blue);font-size:1.55rem;margin:2.1rem 0 .7rem}.article h2:first-child{margin-top:0}.article h3{color:var(--blue);font-size:1.08rem;margin:1.5rem 0 .5rem}.article p,.article li{color:#4f626a;font-size:.94rem}.article ul{padding-left:1.15rem}.note{background:#f4f1ea;border-left:4px solid var(--gold);padding:18px 20px;margin:24px 0;color:#58686e}.breadcrumb{padding:14px 0;font-size:.76rem;color:var(--muted)}.breadcrumb a{text-decoration:none}.faq{display:grid;gap:10px;margin-top:24px}.faq details{background:#fff;border:1px solid var(--line);padding:17px 18px}.faq summary{cursor:pointer;color:var(--blue);font-weight:600}.faq p{color:var(--muted);font-size:.9rem}.contact-list{display:grid;gap:14px}.contact-row{background:#fff;border:1px solid var(--line);padding:20px}.contact-row strong{display:block;color:var(--blue)}.contact-row span{display:block;color:var(--muted);font-size:.87rem;margin-top:4px}
.cookie{position:fixed;left:14px;right:14px;bottom:14px;z-index:1000;background:rgba(14,43,54,.97);color:#fff;padding:16px;box-shadow:0 10px 40px rgba(0,0,0,.2)}.cookie.hidden{display:none}.cookie-inner{width:min(1160px,100%);margin:auto;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}.cookie strong{display:block}.cookie p{margin:4px 0 0;color:rgba(255,255,255,.7);font-size:.78rem}.cookie-actions{display:flex;gap:8px}.cookie-actions button{padding:10px 12px;border:1px solid rgba(255,255,255,.35);background:transparent;color:#fff;cursor:pointer}.cookie-actions .accept{background:var(--gold);color:var(--blue);border-color:var(--gold)}
@media(max-width:980px){.nav{display:none}.menu-btn{display:block;margin-left:auto}.header-contact{display:none}.hero-grid,.tool-card,.editorial-grid,.two-col{grid-template-columns:1fr}.hero-panel{max-width:720px}.trustgrid{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.container{width:min(100% - 22px,1160px)}.topbar .inner{min-height:66px}.logo{width:190px}.hero{padding:52px 0 46px}.hero-grid{gap:28px}.hero h1{font-size:2.8rem}.trustgrid,.cards,.footer-grid{grid-template-columns:1fr}.trustitem{border-right:0;border-bottom:1px solid var(--line)}section{padding:48px 0}.tool-copy,.tool-meta,.article{padding:24px 20px}.local-strip .inner,.contact-box{display:grid;grid-template-columns:1fr}.contact-box{padding:25px 20px}.cookie-inner{grid-template-columns:1fr}.cookie-actions{justify-content:stretch}.cookie-actions button{flex:1}}